124 Fairfield Pl NW Atlanta, GA 30314
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About this home
Welcome home! This beautifully renovated 3BR/2BA property sits on one of the largest lots in the historic Dixie Hills community—yet it’s priced below many homes in the area thanks to motivated sellers, making it an incredible value. Inside, you’ll love the modern open floor plan with a massive kitchen island that seats six or more, stylish new tile bathrooms, and a fully updated interior with brand-new modern finishes throughout. Outside, enjoy a huge wrap-around deck with serene wooded views, a rocking chair front porch, and the bonus of extra lot space—giving you more privacy without feeling on top of your neighbors. Highlights: One of the largest lots in Dixie Hills Entire home features brand-new modern finishes Completely renovated interior with open layout Huge wrap-around back deck with peaceful, private views Massive kitchen island (seats 6+)—perfect for entertaining Rocking chair front porch + wooded backyard New HVAC (with warranty) Minutes from Downtown Atlanta, the BeltLine, MARTA, local colleges, and major highways Priced below market due to motivated sellers This home offers the perfect mix of space, modern design, and value. Whether you’re a first-time buyer, upgrading to more room, or looking for an investment, this is a rare opportunity you don’t want to miss!
Source: FMLS #7612385
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.