124 Flint Mountain Rd Georgetown, TX 78628
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About this home
Welcome to your dream home in the heart of Wolf Ranch, Georgetown, TX! This beautiful single-story home features an open layout where the gourmet kitchen flows seamlessly into the spacious family room and elegant dining area – perfect for entertaining and everyday living. You’ll love the open concept floor plan, the natural lighting from all the windows, and the large kitchen island. There’s no shortage of storage space with plenty of cabinets and drawers. The luxurious owner's suite has a spa-like full bathroom and large walk-in closet. The floor plan features two additional well-sized bedrooms and a versatile study that can easily become a cozy den or a productive home office. Unwind at the end of your day with an evening beverage on your charming, covered patio, ideal for enjoying indoor-outdoor living. Equipped with a Tesla EV charger for convenient at-home charging. Wolf Ranch is an outstanding community with two impressive amenity centers that include stunning pools, a splash pad, indoor and outdoor lounges, fitness centers, and expansive parks. The entire community is walkable, and there are multiple parks and trails to explore, along with the beautiful Lake Georgetown nearby. Life at Wolf Ranch is vibrant and active, with a focus on sustainability and adventure. The community offers endless opportunities to connect with neighbors through multiple groups and events organized by the HOA. Wolf Ranch Shopping Center is extremely close, offering numerous dining options, including a farmers market on Saturdays. Wolf Ranch Elementary is close and walkable. Discover the unmatched lifestyle waiting for you in 78628. Embrace a new way of living and make this exceptional home yours today!
Source: ACTRIS #2442429
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.