124 S Evelyn Ave Tucson, AZ 85710
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About this home
Welcome home to this beautifully updated mid-century modern gem on Tucson's east side! This 4-bedroom, 2-bath home offers over 2,000 square feet of open living space filled with natural light. The kitchen has been thoughtfully renovated with sleek quartz countertops, stainless steel appliances, and a spacious dining area that's perfect for gatherings. Both bathrooms have been stylishly updated, and new flooring runs throughout the home for a fresh, modern feel. Step outside to enjoy a private backyard oasis -- complete with a sparkling Pebble Tec pool, artificial turf, and plenty of room for play or entertaining. The covered patios in both the front and back provide space to relax and take in the mountain views. You'll also find a 2-car garage with workshop space and an RV gate with a with alley access. Best of all, there's no HOA, giving you freedom and flexibility. This move-in-ready home combines classic mid-century charm with modern updates in a fantastic east-side location close to shopping, dining, and schools.
Source: SOUTHAR #22528928
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.