124 Shady Arbor Loop Longs, SC 29568
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About this home
Open Houses: Tues. Nov. 4th Noon to 1:30 and Wed. Nov. 5th 11:00 to 12:30. Motivated sellers! Previous contracts fell through due to financing — their loss could be your opportunity. This well maintained 3-bedroom, 2-bath home is move-in ready and located in an established community featuring a clubhouse and pool. Step inside to a bright, open floor plan designed for comfort and versatility. A vaulted ceiling enhances the spacious feel of the main living area, complemented by fresh paint and light-toned LVP flooring throughout. The island kitchen features granite countertops, a subway tile backsplash, abundant cabinetry, a large walk-in pantry, and a breakfast bar that’s ideal for casual dining or entertaining. Adjacent to the kitchen, you’ll find a convenient laundry room and drop zone with garage access. The dining area includes tasteful shiplap accents, while the inviting Carolina Room (added in 2019) provides a wonderful place to relax and enjoy views of the backyard. The primary suite offers a tray ceiling, large walk-in closet, and ensuite bath with dual vanities and a walk-in shower. Two additional bedrooms also feature walk-in closets, offering excellent storage options. Outside, enjoy a fully fenced backyard with a serene wooded view. The patio and pergola create a private outdoor retreat—perfect for dining, morning coffee, or evening gatherings. This well-cared-for neighborhood reflects pride of ownership and offers a peaceful environment with no short-term or long-term rentals permitted, helping preserve the quiet, residential feel. All of this, plus a prime location—just 15 minutes to Barefoot Landing, Tanger Outlets, and the beach! *Measurements and square footage are approximate. Buyer/buyer’s agent to verify all information including lot size, HOA details, and square footage.
Source: MYRTLEBEACH #2514800
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.