124 Wiley Rd Greenwood, SC 29649
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About this home
Discover the perfect blend of comfort, space, and seclusion in this beautifully renovated 4-bedroom, 2-bath brick ranch, nestled on nearly 6 picturesque acres with a shared stocked pond and mature, tree-lined privacy. Step inside to a warm, inviting interior featuring stylish LVP flooring, porcelain tile flooring in both bathrooms, and sleek granite countertops in the kitchen and hall bath. The hall bath boasts a shower and tub combo with ceramic tiling and double vanity. The spacious primary suite offers a serene escape with its ensuite bath and solid surface vanity. Cozy up by the fully functional wood-burning fireplace, professionally cleaned and inspected in 2025. Enjoy peace of mind with brand new appliances, a new HVAC system, new well system and updated vinyl, tilt-out windows. The separate walk-in laundry room adds convenience, while the open layout is perfect for everyday living and entertaining. Outside, take in the peaceful views from the large front porch, fish in the tranquil pond, or explore your private retreat with approximately 3 acres of cleared land and 3 large storage buildings ready for your tools, hobbies, or equipment. Located just 5 minutes from the Greenwood County boat ramp with access to Lake Greenwood and the Saluda River, and approximately 15 minutes to vibrant downtown Greenwood: home to shopping, dining, arts and culture, specialty boutiques, and local events. The area also features golf courses, Lander University, Piedmont Technical College, and the Greenwood County Airport. This one-of-a-kind property offers the freedom of country living with all the modern comforts. Don't miss your chance to call it home!
Source: GREENVILLESC #1568147
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.