1241 Highbluff Ave San Marcos, CA 92078
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About this home
OCEAN VIEW!! This isn't a peek from the upstairs hallway kind of view, this is a stand in your living room look at the ocean kind of view! Beautiful sunsets! Southern orientation for light all day. MUST SEE in person! Welcome to Westridge, one of the most sought-after gated communities in the heart of San Elijo Hills! This stunning end-unit townhome offers 3 spacious bedrooms and 2.5 baths and an ideal layout for modern living. Step inside to find luxury vinyl plank flooring, a beautifully upgraded kitchen, and an open-concept design that flows seamlessly from the dining area to the inviting living space. The primary suite features a private balconyperfect for morning coffee or sunset views. Outside, enjoy a partially covered patio, great for entertaining or simply relaxing. Additional highlights include a two-car attached garage, central A/C, and abundant natural light throughout. Did we mention the spectacular ocean view? Located in the award-winning San Marcos School District, this home is just a short walk to top-rated schools, parks, trails, and all the shops and dining of San Elijo Town Center. Residents of Westridge enjoy resort-style amenities including a sparkling pool and spaall within a secure gated setting. Dont miss this incredible opportunity to own a beautiful home in one of North Countys most desirable communities!
Source: SANDIEGO #NDP2506806
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.