12417 Sourwood Way New Port Richey, FL 34654
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About this home
This beautifully gated community Rose Haven offers this 4-bedroom, 3-bathroom residence effortlessly combines style and functionality, offering generous living space ideal for both everyday comfort and entertaining. Step inside to a warm, inviting interior where modern tile flooring, abundant natural light, and an open-concept layout set the tone. The spacious living area seamlessly extends into an open lanai, creating the perfect space for hosting guests or relaxing. The chef’s kitchen is a standout feature, complete with sleek stainless-steel appliances, gorgeous 42” cherry cabinetry, up-lighting, waterfall-edge countertops, and plenty of workspace to inspire your culinary creations. Your private master suite serves as a serene retreat, offering an en suite bath and a peaceful place to unwind. Three additional bedrooms provide flexibility for guests, a home office, or hobby rooms to suit your needs. Step outside to your expansive fenced backyard. Ideally located with easy access to shopping, dining, parks, and top-rated schools, plus convenient proximity to Tampa, Clearwater, and surrounding areas—this home truly has it all. Welcome Home to Comfort, Charm & Convenience in New Port Richey – No CDD!
Source: STELLAR #TB8414142
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.