12471 W Alameda Dr Lakewood, CO 80228
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About this home
SELLER TO PAY HOA'S FOR UP TO 1 YEAR .Step into this beautifully remodeled 2-bedroom, 3-bathroom home that blends modern luxury with everyday functionality. Featuring double master suites, this home is perfect shared living, guests, or anyone who enjoys added privacy and comfort. Inside, every detail has been thoughtfully upgraded. Enjoy brand-new flooring throughout, elegant white oak plank stairs, new fixtures, contemporary ceiling fans that add both style and efficiency. New interior paint, new electric panel, custom Norman wooden shutters, and Renewal by Andersen windows flood the space with natural light and warmth. Grand new Front Door and back Slider to make a statement. 70k +invested. The fully remodeled kitchen is a true centerpiece, showcasing GE Slate appliances, quartz countertops, new cabinetry, & a layout ideal for cooking & entertaining. All luxury bathrooms feature brand-new one-piece toilets which have been fully transformed w/ large-format Sandstone tile, modern new vanities, and elegant walk-in Kohler showers bringing high-end design into your daily routine. Additional highlights include a barn door closet that opens into a versatile bonus room—ideal for a home office or extra walk in closet. Thoughtfully designed storage nooks throughout the home add practical convenience. Step outside to the outdoor patio area, complete with pavers and windows that bring in plenty of light. It's the perfect space for relaxing or entertaining. Whether you're grilling up your favorite BBQ or enjoying a quiet evening, this space is designed for seamless outdoor living and equipped with an Attic fan so you and bbq and the space keeps you warm during the cooler months. A storage shed provides extra space & 2 covered carports ensure year-round protected parking. Located near Green Mountain schools, shopping centers, dining, and top-rated hospitals, this home delivers both luxury & location. All offers considered!
Source: RECO #4500051
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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