125 Bay Meadow Ln Benson, NC 27504
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About this home
Welcome to 125 Bay Meadows Lane — a picture of Southern charm, thoughtfully updated and perfectly placed on nearly an acre of peaceful North Carolina countryside. Set against a backdrop of open skies and golden sunsets, this beautiful 3-bedroom, 2.5-bath home offers the perfect balance between modern comfort and timeless appeal. Step inside and discover a home that feels new yet warmly familiar. With 1,617 square feet of inviting living space, this residence has been transformed with care and intention. The heart of the home, the kitchen, is a masterpiece of both style and function, boasting granite countertops, a subway tile backsplash, and appliances ready for your next gathering or quiet morning coffee. Upstairs, the spacious bedrooms offer restful retreats filled with natural light, while the updated bathrooms provide a touch of luxury to everyday living. The home's expansive front porch and new back deck invite you to slow down and savor the rhythm of country life — whether it's sipping sweet tea on a summer afternoon or watching the sky blush with color as the sun sets over your beautifully landscaped backyard. Located in a quiet, friendly, and well-maintained neighborhood, this home offers the serenity of country living with the convenience of city access. Just minutes from I-40, you can be in Raleigh in no time or on your way to Wilmington and the coast for a weekend getaway. The area is growing quickly, bringing new opportunities for work, dining, and recreation — yet 125 Bay Meadows Lane remains a peaceful haven away from the rush. The seller describes this home best — a place where every season shines: lush green summers, golden autumns, and the quiet beauty of a winter morning dusted with snow. It's more than a home; it's a lifestyle — warm, welcoming, and ready for you.
Source: TRIANGLEMLS #10129777
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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