125 Felder Creek Rd Summerville, SC 29486
Your savings
About this home
Welcome to Your Dream Home in Felder Creek! Tucked away on a quiet cul-de-sac within the highly desirable Felder Creek community of Summerville, this charming two-story residence offers the perfect blend of comfort, style, and convenience. Situated on a spacious lot with a full irrigation system and privacy fencing, this home provides an ideal setting for both relaxation and entertaining. Step inside and be greeted by a dramatic two-story foyer and an open, sun-filled floor plan designed for modern living. The gourmet kitchen is a true centerpiece, featuring gleaming granite countertops, stainless steel appliances, ample cabinetry, and a large breakfast area that flows seamlessly into the living and dining spaces. Beautiful laminate hardwood flooring enhances the entire first level, whilebrand-new carpet provides warmth and comfort upstairs. The luxurious owner's suite is a private retreat complete with a tray ceiling, walk-in closet, and a spa-inspired bath featuring dual vanities, a jetted soaking tub, and a separate shower. Thoughtful upgrades continue throughout the home, including built-in cabinetry in the laundry room, garage, and attic. Additional highlights include a fireplace for cozy evenings, a pre-wired generator backup system, and a built-in security system ready for activation. Enjoy proximity to premier shopping, dining, and the Volvo plant, plus outstanding local schools such as Pinewood Preparatory School, Cane Bay schools, and the Nexton Elementaryjust minutes away. Experience the perfect combination of location, lifestyle, and luxurywelcome home to Felder Creek! Come take a look at everything this incredible property has to offer!
Source: CTAR #25028925
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.