125 Gill Dr Oklahoma City, OK 73110
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About this home
This beautifully refinished home is move-in ready and filled with thoughtful upgrades inside and out. Conveniently located less than 8 minutes from Tinker Air Force Base and close to shopping, dining, and everyday conveniences, this home blends modern comfort with incredible value. Outside, you’ll love the brand-new roof, a newly added fire pit on the back porch, and numerous system updates for peace of mind, including a new electrical panel (2021), hot water tank (2024), upgraded flex air ducts (including an 8” duct to the converted garage), and PEX plumbing lines replacing most of the original copper. Inside, the home features a complete kitchen remodel with granite countertops, new cabinets, tile flooring, sink, and stainless steel appliances - including a refrigerator, oven, and dishwasher. The bathroom offers a truly unique feature - dual tiled showers one of which includes a brand-new tub/shower combo that bring both functionality and a touch of luxury, perfect for busy mornings or shared routines. Paired with new tile flooring, updated cabinetry, fixtures, and fresh texture and paint, this bathroom is both stylish and functional. Throughout the home, you’ll find new solid wood doors, fresh paint inside and out, and new window frames that add to the fresh, finished look. The converted garage provides a versatile bonus space perfect for a home office, hobby room, media room, or second living area. Two bedrooms feature custom barn doors and closets with built-in drawers for smart, stylish storage. Every update has been thoughtfully chosen to create a move-in-ready home with character, modern efficiency, and unique charm — all just minutes from Tinker AFB!
Source: MLSOK #1196353
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.