125 Pine Cv Kyle, TX 78640
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About this home
*BUYER TO VERIFY DIMENSIONS.* Tucked within Hometown Kyle welcomed by a mature oak tree on a cul-de-sac, this gorgeous gem blends warmth, functionality, and undeniable charm. From the manicured yard to the inviting curb appeal, every detail is designed to make you feel at home the moment you arrive. Inside, you’ll find three spacious living areas and two dining spaces that effortlessly accommodate everything from lively gatherings to cozy nights in. In the primary living area, a gorgeous stone fireplace creates an atmosphere of comfort and connection. The open flow leads seamlessly to the outdoors, where a large covered patio with epoxy flooring and a ceiling fan provides the perfect setting for morning coffee, evening dinners, or weekend entertaining. Upstairs, a massive flex space opens endless possibilities for a game room, media lounge, home gym or anything of the imagination. The primary suite is truly a retreat of its own—ginormous in scale and designed for relaxation with room to spread out and recharge. Fully move-in ready and beautifully maintained, this home offers the perfect balance of space, style, and serenity—all in a prime cul-de-sac setting. Located in a well established neighborhood just minutes from the downtown heart of Kyle, close to Gregg-Clarke Park, and all the wonders Kyle has to offer.
Source: ACTRIS #4182730
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.