125 Stonehurst Dr Goose Creek, SC 29445
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About this home
ASSUMABLE LOAN AT 2.875%! In Crowfield Plantation! Welcome to 125 Stonehurst Drive. This 4-bedroom, 2.5-bathroom home offers an exceptional combination of space, privacy, and amazing community amenities! Brand new HVAC and backing up to the woods. The first floor features a designated dining room filled with natural light, flowing into the kitchen overlooking the backyard that leads you to the spacious living room with vaulted ceilings. Just off of the living room is an additional flex room perfect for a home office, gym, game room or additional living space. The generously sized back deck was just refinished in September and perfect for grilling and gatherings. The fenced in backyard features a fire pit with mature trees surrounding you, creating a serene retreat.From upstairs, you have a view overlooking the backyard, kitchen and living space on the first floor. All four bedrooms are conveniently located on the second floor. The primary suite includes a spacious walk-in closet, a garden tub and separate shower. Two of the guest bedrooms, located on the other end of the home feature custom closets for additional storage. A brand-new HVAC system offers peace of mind for years to come! Well maintained and ready for its new owners. Living in Crowfield Plantation means enjoying unmatched amenities: FOUR pools, a public golf course, miles of scenic walking trails, ponds, parks, RV/boat storage, schools in the neighborhood and even the popular MOMO Crowfield restaurant right in the neighborhood! Schedule your showing today!
Source: CTAR #25024763
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.