125 Trumpet Vine Dr Summerville, SC 29483
Your savings
About this home
***Ask about the possibility of receiving 1% reduction in interest rate and free refi.*** Great curb appeal, a spacious layout, a desirable community, and a prime location are just a few of the things you'll love about this 4-bedroom, 3.5-bathroom home in The Ponds. With its striking exterior, this home immediately draws you in to see more. Inside, you'll appreciate the open floor plan, attractive flooring, and abundant natural light. The dining area flows seamlessly into the living room, where large windows overlook the front yard. The open kitchen impresses with white cabinetry, gleaming countertops, a subway tile backsplash, stainless steel appliances, a large island with seating, and a walk-in pantry.A main-level bedroom with an ensuite bathroom featuring a dual-sink vanity and a step-in shower makes an ideal guest suite, and a convenient powder room is also located on the first floor. Upstairs, a cozy loft provides flexible space for a second living area, media room, or playroom. The spacious primary suite offers a relaxing retreat with an ensuite bath that includes dual vanities, a step-in shower, and two walk-in closets. Two additional bedrooms, a full bathroom with a dual-sink vanity, and a laundry room complete the second floor. Step out to the screened porch and enjoy the lovely patio and backyard beyond. A two-car detached garage, which is accessible from the screened porch, adds convenience and functionality. The Ponds community offers outstanding amenities, including a swimming pool, play park, and walking trails. Located just 7.6 miles from Historic Downtown Summerville, 9.4 miles from I-26, and 10.4 miles from Nexton Square, this home combines comfort, style, and an exceptional location. Come see it today!
Source: CTAR #25028805
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.