1251 Rambling Vine Ct Trinity, FL 34655
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About this home
RARE OPPORTUNITY in Heritage Springs PLUS A BRAND NEW ROOF, PAID OFF SOLAR PANELS AND MORE!! Entertainers Dream!! Homes with private pools and pond views rarely hit the market in this coveted 55+ gated golf course community and this one is loaded with upgrades! This beautifully maintained 3-bedroom, 2-bath home offers a light, bright, and open floorplan designed for comfort, convenience, and entertaining. Not the mention the newer and valuable impact-rated sliding doors offering effortless access to your backyard oasis! The third bedroom has been thoughtfully outfitted as a versatile home office/guest space with a custom Murphy bed. Ideal for hosting visitors without sacrificing functionality. Step into the heart of the home to the chef’s kitchen featuring custom pull-out drawers, built-in knife, wine glass, and bottle storage, plus silverware organizers, making every inch work smarter. A whole-home water treatment system adds peace of mind, while professionally installed custom blinds throughout enhance comfort and privacy. Outside, relax in your private pool and spa overlooking a peaceful pond, the perfect setting for morning coffee or sunset cocktails. The 2-car garage is a dream with professionally installed custom cabinetry, offering smart and stylish storage solutions. This is more than a home, it's a lifestyle upgrade in one of Trinity’s most sought-after active adult communities with access to golf, clubhouse amenities, and more. + Solar = Paid Off + Water Treatment System + Custom Features Throughout + Pool + Spa + Pond Views + Ultra-Rare Opportunity Don’t wait! Homes like this don’t last in Heritage Springs! Schedule your private showing today before it’s gone.
Source: STELLAR #TB8410011
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.