12546 Wildebeest Way Spring Hill, FL 34610
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About this home
This home qualifies for a 6% Assumable Mortgage. Terms & Restrictions apply. Welcome to Serengeti in Spring Hill; tucked away, yet close to everything, this community is a favorite. Built by DRB Homes (formerly Biscayne Homes), this one features an award-winning floor plan, the Osprey 1 on a corner, oversized lot and pond view. With over 3,400 sq. ft (2,202 heated sq. ft.), three bedrooms, two full bathrooms + a pool bath near the cabana, an open floor plan with Luxury Vinyl Plank flooring, white kitchen cabinets, quartz countertops, a gourmet kitchen with glass cooktop, vent hood, cus, stainless steel appliances and upgraded with the window package. This means larger sliders that open in the middle, the triple picture windows in both the living room and the primary bedroom, allowing for natural light to enter the home at the best times throughout the day. The primary suite has a huge walk-in closet, and upgraded with the wet bath, which includes a soaking tub inside the shower space. Start planning a self-care spa day at home now! One of the best features is that you can see the beautiful pool from several spaces in the house because it sits right in the middle of the home, just like you've seen the movies. Popular in Palm Springs, California homes during the mid-century, these courtyard style homes are great for indoor/outdoor lifestyle for the ultimate entertainer. Only this one is newer, built in 2023, with all the modern touches you dream of. The pool dimensions are 24 x 16 and 6 ft deep. It's equipped with a heater, an auto fill option, bubbler, fountain jets and auto temp control as well as a cover to keep it warm in the cooler months.The Cabana has an outdoor kitchen with a 10 ft grill by Paradise Grills, it has 350 Rolled steel with dual side burner and back shearer, shelving, sink and refrigerator. The cabana is next to the third garage that could easily be converted to a whole suite, if you have multigenerational living needs. This home has so much potential while it's also a turnkey home. Start your new home journey now and stay forever as you convert this home through all the changes that may come. With three garage spaces, there is plenty of space for storage or a home gym, a man cave, a home-schooling room or even a playroom. The third single garage has a mini split AC Unit, the necessary wiring to install an EV charger. There home is always wired for a security system, and the home is wired with CAT-6 ethernet cabling in all rooms. This area of Spring Hill of east of SR-41 and the home is just off SR-52. Near to shopping, restaurants, major highways, and only 20 minutes from Hudson Beach, FL. About 30 minutes from Weeki Wachee Springs where you can paddle down the crystal clearwater or catch the Mermaid Show. Only a hour to Clearwater Beach, Honeymoon Island and Caladesi State Park. Are you ready to make a move to the sunshine state!? Call to book a tour right away. This home is ready for a new Buyer.
Source: STELLAR #TB8373659
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.