1257 Gates Cir SE Atlanta, GA 30316
Your savings
About this home
Location, privacy, and peace of mind - this one has it all! Just minutes from East Atlanta Village, with easy access to I-20 and downtown Atlanta, you'll love the comfort and security of living in a gated community with manicured grounds and a neighborhood dog park. This spacious 3-bedroom, 2.5-bath townhome lives like a single-family home - it only connects at the exterior storage space, meaning no shared walls! Inside, enjoy high ceilings, a recently refreshed guest bath, and hardwoods throughout - truly move-in ready. Entertain effortlessly in the oversized kitchen with granite countertops, a large island, and open dining area that flows into the light-filled living room. The primary suite on the main level features a recently renovated spa-style bathroom, while the updated half bath adds a fresh, modern touch. Upstairs, you'll find two additional bedrooms, a full bath and a versatile loft - ideal for a home office, playroom, or creative space. Step outside to your private, fenced backyard-perfect for morning coffee, weekend gatherings, or pets-and enjoy the convenience of a garage plus driveway parking. Highlights * 3 Bedrooms | 2.5 Bathrooms | Loft | 1,572 Sq Ft * No shared walls - privacy of a standalone home * Fresh paint, hardwood & slate floors, new carpet * Renovated primary bath + updated half bath * Oversized kitchen with granite island & dining space * Primary suite on main level with nearby laundry * Private fenced backyard | Attached garage + driveway * Gated community with dog park & low HOA fees * Minutes to East Atlanta Village, BeltLine, Grant Park & Downtown Enjoy the best of city convenience with suburban privacy-a hidden gem in East Atlanta!
Source: GAMLS #10643715
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.