1257 W Lake Brantley Rd Longwood, FL 32779
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About this home
Welcome to 1257 W Lake Brantley Road, where elegance meets everyday comfort in one of Longwood’s most desirable neighborhoods. Nestled on more two acres, this custom-built 5-bedroom, 4-bath home offers both space and sophistication, along with a large detached workshop/garage that is perfect for car enthusiasts, hobbyists, or anyone needing extra storage. Step inside to soaring ceilings, arched windows, and a bright, open layout that feels instantly inviting. The spacious living room features a cozy fireplace and beautiful double front doors that fill the space with natural light. The chef’s kitchen includes granite countertops, rich wood cabinetry, stainless steel appliances, and a bar-top counter ideal for casual dining or entertaining. Roof replaced January 2021. The primary suite is a true retreat, complete with tray ceilings, warm wood look flooring, and a luxurious ensuite bath. Additional bedrooms are generously sized, and the upstairs bedroom offers flexibility for a game room, gym, or home office. Out back, enjoy terraced landscaping, a covered patio and yard shaded by mature trees. The oversized detached building with roll-up doors and power provides ample room for a workshop, RV, or small business setup. Located in the highly sought-after Lake Brantley school district and just minutes from shopping, dining, and Wekiva Springs, this home combines convenience, craftsmanship, and character.
Source: STELLAR #G5103368
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.