126 Andre Mar Dr Fort Myers Beach, FL 33931
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About this home
Welcome to 126 Andre Mar Drive, a beautifully renovated coastal retreat located in the heart of Fort Myers Beach. Perfectly situated on a quiet mid-island street, this charming property offers the ideal blend of modern upgrades, beachside convenience, and versatile living spaces—ideal for full-time residents, snowbirds, or savvy investors. From the moment you arrive, you’ll be captivated by the tropical charm and tasteful updates throughout this elevated two-story home. Step inside the upper level to discover an open-concept living area flooded with natural light, featuring fresh neutral paint, designer tile flooring, and coastal-inspired finishes that reflect the relaxed elegance of beach living. The completely remodeled kitchen is the heart of the home—boasting new stainless steel appliances, sleek butcher block countertops, open shelving, and custom cabinetry that makes cooking a joy. The adjoining dining and living areas flow seamlessly out to a private screened lanai, perfect for morning coffee or evening cocktails with Gulf breezes. The upper level also offers two spacious bedrooms with ample closet space and a beautifully updated full bathroom with modern fixtures and finishes. Whether you’re winding down after a day at the beach or entertaining guests, this thoughtfully designed layout offers comfort and style. Downstairs, discover a self-contained studio apartment with its own full kitchen, updated bathroom, and private screened lanai—ideal for extended family, guests, or use as a short-term rental to generate income. This lower-level space has a separate entrance, providing privacy and flexibility for multi-use living. Additional upgrades include: newer central AC system for year-round comfort New water heater, updated plumbing, and electrical systems throughout Multiple screened outdoor areas ideal for relaxing, dining, or use as a workshop/storage space Covered parking and extended driveway for convenience and security Low-maintenance landscaping and room to personalize outdoor spaces Located in one of Fort Myers Beach’s most desirable mid-island neighborhoods, this home is just a short walk to the beach, with easy access to restaurants, shops, marinas, and island events. Whether you’re seeking a peaceful retreat or a high-performing investment, this property checks every box. Don’t miss your chance to own this slice of paradise—schedule your private showing today and start living the island lifestyle you’ve always dreamed of.
Source: FORTMYERS #225069702
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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