126 S Hilton Rd Apache Junction, AZ 85119
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About this home
This home is the total package—space, style, and those legendary Superstition Mountain views! With no HOA and a flat, usable half-acre, it's the kind of property that gives you freedom to live your way. Meticulously maintained and exceptionally clean, this newer ground-set Clayton home is built to last with 2x6 construction and energy-efficient dual-pane windows. Step inside to an open great room that flows effortlessly into a chef's dream kitchen, complete with textured glass cabinets, endless counter space, an oversized island, and upgraded appliances made for entertaining. The split floor plan delivers privacy and comfort, featuring a spacious primary suite with custom barn doors leading to a beautifully designed bathroom with dual sinks and a walk-in shower. The secondary bedrooms are equally roomy perfect for family, guests, or a home office setup. Outdoors, you'll find extended paved and covered parking ready for your trucks, RVs, and toys, plus a high-quality Tuff Shed offering additional storage for tools, hobbies, or outdoor gear. And still plenty of open space to create your own desert retreat. Whether it's morning coffee with mountain views or sunset skies that stop you in your tracks, this home captures Arizona living at its best. Furnishings are available on a separate bill of sale. Don't miss your chance to make this beautifully cared-for property yours!
Source: ARMLS #6942837
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.