126 Walking Stick Way Pelzer, SC 29669
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About this home
Welcome home to 126 Walking Stick Way in Pelzer, SC! A WONDERFUL choice in Parkview Glen conveniently located LESS THAN 5 MINUTES OFF I-85 between Greenville and Anderson, SC! This quiet community provides the ideal get away while still accessible to nearby needed conveniences! With FOUR spacious bedrooms and 2.5 baths, this Brooklyn floor plan provides ample spaces for everyone including a large open loft area and a flex room that works well as a remote office or a formal dining room. From the covered rocking chair front porch, step into the wide foyer with this flex room to the left and luxury vinyl plank flooring spanning the main level. The open kitchen/breakfast/great room allows for easy entertaining! This kitchen boasts an eat-at center island, granite countertops, tile backsplash, and stainless steel appliances including a gas stove and frig! Plus, a walk-in pantry and great drop zone! The breakfast area overlooks the oversized fully fenced backyard with private patio. Enjoy movie nights centered around the gas log fireplace in this wonderful great room! Upstairs you will appreciated SPACIOUS bedrooms with fantastic closet spaces. The primary suite has a trey ceiling, private bath with dual sinks, oversized tile shower, tile flooring, AND an enormous walk-in closet! The center loft area gives that EXTRA entertaining area you will love! Additional features in this beauty include energy-efficient traits such as 14 SEER hvac, conditioned attic space with spray foam insulation sealing out particulates and noises, LED lighting, low E windows, and more including extra govee outdoor lighting whereby you can change the colors to the season! SO many wonderful upgrades in this home! And, do not miss the open spaces and playground within this well maintained community offering one of the best values in the upstate! Come home to 126 Walking Stick Way in this highly desired, easy Pelzer, SC area! P.S. ASK ABOUT SPECIAL FINANCING!
Source: GREENVILLESC #1571437
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.