12607 Early Run Ln Riverview, FL 33578
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About this home
Energy-Efficient Riverview Home with Pond View, Paid-Off Solar Panels & EV Ready. Discover your next chapter in this stunning 3-bedroom, 2-bath single-family home perfectly situated in one of Riverview most convenient and peaceful neighborhoods. Offering nearly 1,855 square feet of modern living space and a spacious 2-car garage, this home is designed for comfort, efficiency, and everyday enjoyment. Step inside to find a bright, open layout with beautiful new bedroom flooring and large hurricane-proof windows (installed in 2025) that fill the home with natural light while adding safety and energy efficiency. The fully paid-off solar panel system, EV-ready setup, and recently replaced roof (2018) mean lower energy bills, sustainable living, and peace of mind for years to come. Enjoy your mornings with tranquil pond views from your backyard — the perfect spot to relax, entertain, or simply unwind after a long day. This welcoming community also offers two sparkling swimming pools, ideal for cooling off on warm Florida days or spending quality time with family and neighbors. The location couldn’t be better — you’re just minutes from top-rated hospitals, grocery stores, dining, and only 10 minutes from I-75 for an easy commute to Tampa or surrounding areas. With its combination of smart upgrades, serene views, resort-style amenities, and eco-friendly features, this home truly has it all — comfort, value, and peace of mind. Don’t miss the opportunity to make it yours! The home is large and looks great. The back yard overlooks a nice pond. A large home for a large family, with open floor and lots of others upgrades. The mall, restaurants, groceries store and hospital are very closed making this home an ideal area to raise a family.
Source: STELLAR #R4909913
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.