1261 Jester Ct Copperas Cove, TX 76522
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About this home
Tucked at the end of a quiet cul-de-sac in Copperas Cove, just a heartbeat—three minutes, to be exact—from SC Lee Junior High, 1261 Jester Court isn’t just a home. It’s the beginning of a love story. Built in 2020 but already full of soul, this 4-bedroom, 3-bath retreat wraps you in 2,058 square feet of soft light, open spaces, and the kind of quiet that makes you exhale. From the moment you cross the threshold, you can feel it—that gentle hum of peace, of belonging. The kind of place where coffee tastes better, and time slows just enough to savor the one you're with. The kitchen is the heart of it all—bold, warm, and filled with wide granite countertops that stretch like open arms, inviting you to gather, to cook, to stay just a little longer. Conversations here aren’t hurried. Meals are made with love, and laughter lingers in the air long after the dishes are done. In the master suite, love lives in the details—especially the custom cabinetry tucked inside the closet, where mornings begin with quiet grace and evenings end with soft sighs and tangled sheets. It’s a space designed for two—even if one sneaks in late, smelling like rain and secrets. And outside? The backyard stretches into a gentle green scape, like a whispered promise just beyond the fence. It’s the perfect backdrop for barefoot slow dances, twilight kisses, or Sunday afternoons wrapped in a blanket and a good book. 1261 Jester Court isn’t just a place to live—it’s a place to fall in love, over and over again.
Source: CENTRALTEXAS #587933
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.