1262 Woodline Dr Deland, FL 32720
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About this home
Schedule your showing now to see this well-appointed home, completed in 2024, featuring 4 Bedrooms, 2.5 Baths, a spacious open concept Living Room, Dining Room & Kitchen layout with high ceilings and lovely modern amenities. The 1st floor layout includes a large Kitchen with Island that allows for ample food prep, seating and storage. A bright glass slider opens to the Lanai and Yard. The 1/2 Bath, a Den with French Doors for privacy and direct access to the spacious Garage round out the first floor. The second floor includes a large Bonus Room that could be used as a Family Room, Playroom or Office, along with three good sized Bedrooms with large closets, a Full Private Bath with dual sinks, and Tub with Shower, plus a separate Laundry Room. The Primary Bedroom with En-suite Bathroom and walk-in closet is opposite the additional bedrooms offering more privacy. This very popular and expanding community welcomes you - no need for the long wait of new construction – move right in! A Community Pool and Club House are being completed soon. The Seller very much loves his home but is only moving due to a work relocation.
Source: STELLAR #V4943707
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.