12628 Tannencrest Dr Riverview, FL 33579
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About this home
**4.99% ASSUMABLE LOAN AVAILABLE**. Welcome home to this CHARMING 4 bedroom, 2 bath home situated on a PREMIUM lot with picturesque western facing pond views for the most beautiful sunsets, and NO REAR NEIGHBORS! Inside, owners have added stylish upgrades around every corner with tasteful designs choices, like light wood-look LVP flooring, designer light fixtures, and a neutral color palette. The split-bedroom layout offers privacy, with the spacious primary suite tucked away at the back of the home, featuring serene pond views, an ensuite bath with dual sinks, a glass-enclosed standing shower, private water closet, and a large walk-in closet. The kitchen is a true highlight, boasting quartz countertops, trendy gray cabinetry, and a pale blue-green tile backsplash that adds a touch of charm. Enjoy little to NO ELECTRIC BILL with energy saving and cost effective SOLAR PANELS! Located just a short walk away from the neighborhood elementary school, the Goddard School preschool and the amenity center and pool, this home is situated in a prime location in Triple Creek. Triple Creek offers its residents access to THREE resort-like community pools, TWO fitness centers, TWO clubhouses, tennis, basketball volleyball and pickleball courts, playgrounds, walking trails, dog parks and more. Triple Creek also has an active social committee and offers community wide events for its residents. Call to see this beautiful home before it's gone!
Source: STELLAR #TB8424102
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.