12650 Dara Dr # 2 Unit 2 Woodbridge, VA 22192
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About this home
Nestled in walking distance to the charming community of historic Occoquan Ridge Condo, this delightful one-bedroom, one-bathroom unit offers a perfect blend of comfort and modern living. With a thoughtful open floor plan, the living space flows seamlessly into the kitchen, creating an inviting atmosphere ideal for both relaxation and entertaining. The family room off the kitchen is perfect for cozy gatherings, while the upgraded countertops and ample table space in the kitchen make meal prep a joy. This home features a spacious walk-in closets, providing plenty of storage for your belongings. The interior boasts elegant ceramic tile and luxury vinyl plank flooring, ensuring both style and durability. Natural light pours in through sliding windows, enhancing the warm ambiance throughout the unit. In 2024, significant renovations will elevate the property, ensuring it meets contemporary standards while maintaining its classic charm. The building's brick and combination construction adds to its timeless appeal, making it a standout in the neighborhood. Residents of Occoquan Ridge enjoy a wealth of amenities, including a community pool, perfect for those warm summer days, and well-maintained common grounds that invite leisurely strolls. The association fee covers a variety of services, including cable TV, lawn maintenance, and snow removal, allowing you to enjoy a low-maintenance lifestyle. Location is key, and this property does not disappoint. Situated on a corner lot, it offers easy access to local transportation options, with a bus stop less than a mile away and commuter lots within five miles. The surrounding neighborhood is rich with amenities, including parks, shopping, and dining options, ensuring that everything you need is just a short distance away. Whether you're looking for a serene retreat or a vibrant community, this condo offers the best of both worlds. Experience the comfort of home in a location that truly has it all. Don't miss the opportunity to make this charming residence your own! Featured updates: kitchen- 2024, replaced bedroom window- 2024, new fridge, dishwasher, and garbage disposal- 2024, updated bathroom- 2024, painted- 2024, new closet door- 2025. HVAC, AC, Water Heater were replaced in 2023. Laundry room and additional storage are on the same floor. Open House this Sunday 12 pm - 3 pm.
Source: BRIGHT #VAPW2103190
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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