12704 Ironstone Way Moreno Valley, CA 92555
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About this home
Welcome to Your Dream Home in Hyde Park! Step into this stunning two-story residence featuring 4 spacious bedrooms, 3 full bathrooms, and a versatile loft—perfectly situated in the highly desirable gated community of Hyde Park. Community Perks Enjoy resort-style amenities including a clubhouse, fitness center, sparkling pool, dog park, BBQ and picnic areas, all just minutes from scenic hiking trails, top-rated schools, shopping centers, and easy access to the 60 Freeway. Modern Living Meets Comfort -- Built in 2021, this home boasts an open-concept layout filled with natural light. The gourmet kitchen showcases granite countertops, stainless steel appliances, and a central island that flows seamlessly into the living area—ideal for entertaining. Step outside to a low-maintenance backyard featuring custom stamped concrete, artificial turf, and vinyl fencing—a perfect setting for family gatherings and weekend relaxation. Flexible Upstairs Space, discover a generous loft—ideal for a home office, media room, or play area—alongside three bedrooms, a full bath, and a luxurious primary suite complete with dual vanities, soaking tub, and separate shower. Don’t Miss Out! This exceptional home offers the perfect blend of style, comfort, and convenience. Schedule your tour today and make Hyde Park your new home!
Source: CRMLS #IG25230376
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.