12717 Eastpointe Dr Dade City, FL 33525
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About this home
Sweater weather may be subtle in Florida, but a glowing bonfire brings the perfect touch of fall, and you can have that here in the desirable and gated community of Eastpointe at Lake Jovita. This thoughtfully updated, 4 bedroom, 2 bath, 2 car garage home sits at the end of a cul-de-sac with no rear neighbors and is just a quick trip to Lake Jovita’s resort-style amenities. Arrive to sidewalk lined streets, stunning stone accents, a newer gutter system, and a convenient covered entryway. An open layout creates effortless flow throughout the main living areas, with sightlines stretching from the kitchen and dining space into the living room and out to the newer screened porch through sliding glass doors. Tile flooring runs throughout the common areas for easy maintenance, while soft carpet adds comfort to each bedroom. The kitchen is beautifully finished with granite countertops, a large island with breakfast bar seating, a decorative backsplash, a new faucet, ample pantry storage, and a 4-piece stainless steel appliance package. Updated lighting, ceiling fans, and plantation shutters work together to create an enhanced cohesive aesthetic in the home. Split away for privacy, the primary suite provides two generous walk-in closets, peaceful backyard views, and an ensuite with dual sinks, a water closet, and a walk-in shower with a built- in bench. Bedrooms two and three are comfortably sized and they share a well-appointed guest bath with tub/shower combo. A fourth bedroom sits apart from other bedrooms near the spacious laundry room, making an ideal guest suite or dedicated home office. Outside, a newly added screened porch opens to an expansive paver patio complete with a fire pit and decorative stone wall, creating the perfect setting for relaxing evenings and alfresco dining under the stars. With no rear neighbors, this space offers true peace and privacy. The HOA fee covers lawn maintenance and access to Lake Jovita’s playground, park, walking trails, and the basketball and pickleball courts. Optional membership packages are available at the Lake Jovita Country Club to include the use of 2 18 hole golf courses, a Jr. Olympic size swimming pool, tennis courts, restaurant, clubhouse, fitness center, and more! Call today to schedule your private viewing of this spectacular home.
Source: STELLAR #TB8439452
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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