1275 Westridge Rd SW Atlanta, GA 30311
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About this home
Beautiful Newly Renovated Brick Ranch on a finished basement located in the sought after Venetian Hills community. The home features hardwood floors throughout the main level. The Master Suite is equipped with a beautiful master bathroom consisting of a custom tile shower with glass enclosure, double vanity, quartz countertops finished in matte black trim. The Secondary Bedroom has a full bath with a tile shower with glass enclosure, extended vanity, and quartz countertops. The open floor plan provides the perfect space for entertaining. The kitchen has been finished with Stone Washed Cabinetry, Quartz countertops, glass tiled backsplash, and stainless steal appliances. Off from the kitchen is an enclosed rear porch, perfect for an evening wine down. Venture to the basement level where you will find an additional bedroom, full bathroom finished with a custom tile shower, and office space. The basement level flooring finish is that of waterproof luxury vinyl planks which provide the perfect balance or beauty and durability. The properties renovation consist of new roofing, HVAC system, plumbing and a lifetime water proofing system for the basement level just to highlight a few features. The outdoor space is certainly a gem to find in the city. The fenced in backyard provides for the perfect private oasis. The extended driveway leads to a detached garage and provides generous space for parking. Smart technology has been installed via Ring systems and wifi controlled garage door opener. Don't mess the opportunity to own one of Venetians Hills most beautiful properties.
Source: FMLS #7663674
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.