12764 Weston Oaks Ln Riverview, FL 33579
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About this home
This 4-bedroom, 2-bathroom with a great backyard home is situated in the highly desirable Triple Creek community, offering an unparalleled lifestyle with amenities such as a clubhouse, gym, pool, tennis courts, and more. Stunning home with a spacious yard—a fantastic choice for your next residence! The beautifully designed kitchen is a chef's dream, featuring stainless steel appliances, ample granite counter space, and a pantry. It flows seamlessly into the elegant dining area, creating an ideal space for both casual meals and formal dining. The open-concept living area is spacious and perfect for entertaining or everyday living. The master suite is a true retreat, boasting a generous layout, a walk-in closet, and a luxurious en-suite bathroom with a shower. The additional bedrooms have plenty of space and comfort, ensuring privacy for every family member or guest. One of the bedrooms would also make an excellent home office for those who need a dedicated workspace. The second bathroom is well-appointed with a convenient tub-shower combo, and the laundry room is conveniently located near the garage entrance. Set on a beautiful lot, this home provides plenty of outdoor space for activities. Bring your own furniture and enjoy the thoughtfully designed accent walls and woodwork. Schedule your visit now! The home features solar panels, with the owner currently paying approximately $162/ month for the solar loan and $14/ month for the electric bill/connection fee. Please request more details to better understand this great addition.
Source: STELLAR #S5135390
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.