1277 Kettner Blvd Unit 102 Unit 102 San Diego, CA 92101
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About this home
Discover this truly rare corner townhome unit in the sought-after Treo community! This private and rarely available corner unit offers convenience, privacy, and charm. With only one shared neighbor and extra windows throughout, this unit lives like a detached residence. Enjoy the ease of private walk-up access through your own street-level gated patio — perfect for pet owners and guests! Inside, soaring ceilings welcome you into a thoughtfully designed open floorplan. The main level features a modern kitchen with updated cabinetry, new stainless-steel appliances, fresh paint, stylish light fixtures, and a spacious island that flows into a dedicated dining area and private patio. The living room is warm and inviting with a cozy gas fireplace, there's a convenient half bath and plus ample under-staircase storage. Upstairs, you'll find two generously sized bedrooms with ceiling fans and each has its own en-suite bathroom, plus an in-unit stacked washer/dryer. The home includes one assigned parking space and a private storage unit, with easy access to rent a second parking space if needed. Treo residents enjoy an array of amenities including a pool, spa, fitness center, clubhouse, BBQ areas, and lushly landscaped courtyards. The community is pet-friendly with low HOA dues and an unbeatable walkable location. Located in the Columbia District, you’re just moments from the Trolley, Santa Fe Train Station, Seaport Village, Waterfront Park, and just steps from the vibrant neighborhood of Little Italy.
Source: CRMLS #250042356SD
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.