12772 Country Brook Ln Tampa, FL 33625
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About this home
Beautifully Updated & Spacious Townhouse in Citrus Park! This stunning home has been thoughtfully refreshed with new flooring, a brand-new kitchen, a new powder room, new window treatments and new lighting throughout the bathrooms, kitchen, and bedrooms (Aug 2025), making it move-in ready and modern! Enjoy peace of mind with NEW AC (March 2024), stainless steel appliances including over the range microwave and dishwasher (2025), range (Nov 2023) and fridge (2021), plus a roof replaced in Jan 2020. The home features an open and contemporary floor plan with high ceilings and two spacious en suite bedrooms, each offering a private bathroom and walk-in closet. The downstairs living and dining areas are bright and inviting, complemented by the new designer finishes. The kitchen offers a cozy breakfast nook, and there’s a convenient powder room for guests. Laundry is located upstairs for easy access. Situated at the end of the community with a peaceful pond view, this unit offers extra privacy. Low HOA fees cover water, landscaping, trash, and more. Close to shopping, dining, parks, and medical services. Don’t miss your chance to own this beautifully updated Citrus Park townhouse, schedule your private showing today!
Source: STELLAR #TB8439117
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.