1278 Hidden Cave Dr New Braunfels, TX 78132
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About this home
Come See This Beautiful Home in the Estates of Stone Crossing! This spacious and thoughtfully designed 1½-story home offers 2,657 sqft of flexible living space with 4 bedrooms, 3 full bathrooms, and 2 inviting living areas — all set on a generous 0.48-acre fenced lot in a highly sought-after New Braunfels community. From the moment you step inside, you’ll feel right at home. Beyond the welcoming foyer, three secondary bedrooms and a full bath are tucked away for privacy — one of which is currently used as a home office, perfect for remote work or study. The bright and airy primary suite is a peaceful retreat, complete with large windows that flood the space with natural light and frame stunning views of the backyard and wooded canyon beyond. The spa-like master bathroom features dual granite-topped vanities, a grand walk-in shower, and a spacious L-shaped closet built to keep you organized. At the heart of the home, the open-concept living, kitchen, and dining areas are ideal for gatherings or quiet evenings in. The kitchen boasts ample cabinetry, a walk-in pantry, and a functional island that’s perfect for meal prep or casual dining. A cozy wood-burning fireplace adds charm and warmth to the main living area. One of the true highlights of this home is the 580 sqft composite deck — a durable and beautiful space to relax or entertain while soaking in those amazing backyard canyon views. Upstairs, a versatile second living area and full bath offer a great space for guests, a playroom, or media area — whatever suits your needs. Located in the tranquil Estates of Stone Crossing, this home provides easy access to everything New Braunfels has to offer — shopping, dining, schools, and commuter routes.
Source: CENTRALTEXAS #594721
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.