128 Van Der Horst Dr Columbia, SC 29229
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About this home
Welcome Home to 128 Van Der Horst Drive Home in Harborside of Lake Carolina! THIS HOME HAS A CHARMING FRONT PORCH PLUS A FENCED SIDE YARD AND GARDEN AREA TO ENJOY! INSIDE THE HOME BOAST MANY UPGRADES TO INCLUDE WATER HEATER, DRYER, KITCHEN INDUCTION STOVE AND DOUBLE OVEN, MICROWAVE, REFRIGERATOR, DISHWASHER, HIGH-END FULL BATH, PORTICO OVER BACK DOOR WITH ENLARGED LANDING, EXTERNAL MICROWAVE EXHAUST VENT, PRIMARY BATH FRAMELESS SHOWER GLASS, HVAC REPLACED AND DUCTWORK REROUTED IN 2024, AND GARBAGE DISPOSAL IN 2025. FORMAL LIVING AND DINING ROOM WITH GORGEOUS WOOD FLOORS, OPEN AND LARGE GOURMET KITCHEN WITH RAISE GRANITE BAR, TOP PERFORMING CAFE STYLE RANGE WITH EXTERNAL VENT, VENTED MICROWAVE, AMPLE COUNTERTOPS, CABINETS FOR STORAGE PLUS A NICE DINING AREA. GREATROOM IS OPEN TO KITCHEN WITH HARDWOODS AND NICE GAS FIREPLACE AND BUILTIN BOOKSHELVES. UPSTAIRS BOASTS THE PRIMARY SUITE PLUS THE OTHER 3 LARGE BEDROOMS, LAUNDRY ROOM WITH WASHER/DRYER, PLUS A HUGE UPSTAIRS ROOM WITH A PRIVATE BATH ADJOINING.EXPANDED DOUBLE GARAGE FOR YOUR VEHICLES PLUS IF YOU ARE IN NEED OF ADDITIONAL PARKING, THERE IS SPACE TO LEFT OF GARAGE THAT CAN BE DESIGNED FOR THE ADDITION. IRRIGATION, TERMITE BOND, AND FENCED FOR SIDE YARD. AWARD WINNING SCHOOLS, CLOSE TO INTERSTATE TO GET TO FT. JACKSON, U.S.C., DOWNTOWN, SHOPPING, OR HOSPITALS. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #609386
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.