128 Waterleaf Pl Clayton, NC 27527
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About this home
OPEN HOUSES 12-3PM 10/18 and 10/19.... WELCOME HOME! This Gorgeous CUSTOM Home, located in the HEART of Flowers Plantation, is and ABSOLUTE GEM! She boasts countless upgrades throughout and a FANTASTIC LAYOUT families of all ages will simply adore! The first floor features a PRIMARY & GUEST SUITE, BOTH with Full Bathrooms! Big beautiful windows and vaulted ceilings offer a crisp combination of refreshing views and natural light to soak up all day long in this open concept living and dining space. Entertain guests inside and out on your elevated screened in porch, or slowly sip your morning coffee enjoying the scenic views of wildlife frolicing near the lake just yards away! The sereneity and ambiance embodies everything The Meadows has to offer. 2 additional bedrooms, full bathroom, and Bonus Room greet you upstairs, with over 700 square feet of unfinished storage space for all your stuff! Need somewhere to store a kayak or a ride on mower? We got that covered as well.... Underneath the living space you will find another large Walk-In Crawlspace complete with concrete floors making this area an AWESOME WORKSHOP and/or storage spot for all your favorite Tools AND 'Toys'! Out back you'll have access to expansive lakeside walking trails, an adorable fire-pit area, and so much more just outside your fenceline! Your family will love it, your dog will too, so come visit us this weekend before it's too late.... Because this one certainly won't last! 2025 Inspection available upon request, Financing Incentives available through Preferred Lenders.
Source: TRIANGLEMLS #10127815
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.