12809 Day Break Trl Burleson, TX 76028
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About this home
Get This Home with a Rate as Low as 4.75% When You Use Our Preferred Lender. INSTANT EQUITY!!! 3rd party appraisal available at $875,000!!! Contact listing broker for details and FULL LIST OF UPDATES!!! Located in a gated community on a 1-acre lot, this fully updated 5-bedroom, 3-bathroom home offers a spacious and functional layout with multiple flexible-use areas and a long list of recent upgrades. Interior highlights include a dedicated office, an upstairs bonus room that can be used as a fifth bedroom, second office, or playroom, and a home theater room equipped for in-home entertainment. The open-concept main living area features a formal dining room, breakfast nook, and living space with abundant natural light and backyard views. The kitchen has been completely renovated with new stainless steel appliances, solid surface countertops, updated cabinetry, and modern hardware and fixtures. The primary suite offers direct access to the backyard and includes a remodeled en-suite bathroom with a large double walk-in shower, dual vanities, and updated tile and finishes. Additional upgrades throughout the home include new flooring, new tile in all bathrooms, updated plumbing and lighting fixtures, fresh interior and exterior paint, and a brand-new roof and gutters. The in-ground pool has been resurfaced with new plaster, adding to the move-in ready appeal of the property. Outside, the fully fenced backyard provides a private setting with a pool and multiple areas suitable for outdoor seating, recreation, or entertaining. This home combines generous interior space, modern updates, and a secure location in a gated neighborhood—ideal for a wide range of living needs. Be sure to check out the virtual tour and full home walk-through!
Source: NTREIS #21089127
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.