12824 NW 4th Ter Yukon, OK 73099
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About this home
Looking for a move-in-ready home in Yukon? This one has space, style and the perfect location in Mustang Schools! Ask about the preferred lender offer! 3 Bedrooms PLUS Study! Priced to sell! Step inside and you will fall in love! This Jordan Floorplan has bright, spacious, clean feel the moment you step inside! Open floor plan has an efficient use of space, abundant natural lighting, and a flexible layout! 3 bedrooms PLUS study/flex room. Fall in love with the gorgeous, bright kitchen that has a gas range and quartz countertops with a large island that overlooks the living area! Stunning Fireplace and luxury wood like flooring throughout the home! The primary bedroom is separate from the others and has an En Suite bathroom that includes spacious shower, roomy separate tub and a nice sized Primary closet. Study/flex room off the living area for your personal needs! Lots of extra closets and even a nice mudroom as you come in from the garage. Home was built to be energy efficient! Extras include: ceiling fans in all bedrooms and liv!ng area, guttering along sides and back, garage door opener, fully fenced and security cameras! Backyard built for fun-perfect for relaxing or entertaining! Neighborhood features playground, splash pad, walking trails and creek! Conveniently located near lots of shopping restaurants, entertainment and more! Minutes from 1-40 and turnpike! Don't pass this one up, put it on your list to see and call home! *Refrigerator, TV above FP and Primary bedroom furniture is all negotiable!
Source: MLSOK #1170192
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.