12840 French Market Dr Riverview, FL 33579
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About this home
One or more photo(s) has been virtually staged. Discover this beautifully maintained two-story home, offering 5 bedrooms, 3 full bathrooms, a 2-car garage, and 2,502 square feet of thoughtfully designed living space. Set on a generous lot with no backyard neighbors and peaceful water views, this property delivers both privacy and a serene setting for everyday living or entertaining. Inside, the open layout creates a natural flow between the spacious living and dining areas, filled with sunlight from large windows and a sliding glass door. At the center of the home, the kitchen impresses with stainless steel appliances, granite countertops, a roomy pantry, and a large island with room for seating that doubles as a gathering spot for family and friends. Step outside through the sliding door to enjoy the fully fenced backyard with tranquil pond views—perfect for outdoor meals, play, or relaxation. The second floor is highlighted by a versatile loft, ideal for a media room, office, or study space. Conveniently located upstairs, the laundry room makes household chores easier and more efficient. The primary suite provides a private retreat with a walk-in closet and a well appointed en-suite bath featuring a dual sink vanity, and a walk-in shower. Three additional bedrooms share a full bathroom upstairs, while a fifth bedroom and full bath on the first floor offer flexibility for guests or multi-generational living. Located in the desirable Triple Creek community, residents have access to an impressive amenity center complete with two Olympic-sized pools, a splash pad, fitness center, dog park, basketball and tennis courts, shaded playground, and scenic trails. With convenient access to I-75, US-301, and US-41, commuting to Tampa or MacDill AFB is simple. Everyday essentials are nearby as well, including shopping, dining, St. Joseph’s Hospital, and the new VA clinic.
Source: STELLAR #TB8435776
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.