1287 Big Bend Crossing Dr Manchester, MO 63088
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About this home
You’ll fall in love the moment you step into this stunning end-unit townhome/villa! Light-filled and full of charm, this home features a spacious great room with elegant marble details and a cozy corner fireplace—perfect for relaxing or entertaining. Gorgeous newer wood plank flooring flows throughout the main level, leading you to a bright dining area with sliding glass doors that open to a private deck overlooking mature trees and serene common ground. The kitchen is warm and welcoming with upgraded oak cabinetry, a walk-in pantry, double sink with a window, and clean, neutral tones ready for your style. Upstairs, unwind in the vaulted primary suite with a private full bath and ceiling fan. A second bedroom with a large closet and a versatile open loft space make this home incredibly flexible—ideal for a home office, playroom, or guest area. You’ll also find a second full bath and convenient upper-level laundry (with optional lower-level hookups). Full basement is roughed in for another bath—ready to finish as a media room, gym, or more! Thoughtful upgrades throughout include updated HVAC, stylish brushed nickel hardware, and modern light fixtures. Exterior maintenance is a breeze with HOA fees just $210/month. Enjoy peaceful pond views in the neighborhood and low-maintenance living in a fantastic location. End units like this don’t come around often—schedule your showing today!
Source: MARIS #25030600
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.