1288 Mitford Ln Dacula, GA 30019
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About this home
Exquisite 5-Bedroom Retreat in a Private Cul-de-Sac Oasis ~~~~~~~~~~~~~~~~~~~~~~~~ Welcome to a truly one-of-a-kind residence, perfectly positioned as the only home in a tranquil cul-de-sac. Set on nearly half an acre of natural beauty, this 5-bedroom, 3-bathroom estate spans approximately 3,056 square feet across three levels, offering refined living in a magical setting. A dramatic full-length deck invites you to take in breathtaking views of the surrounding trees, a gentle stream, and a cascading waterfall—your own private sanctuary. Inside, the main level boasts a formal dining room, new designer appliances, and a gas or wood-burning ignited fireplace, creating a warm, inviting atmosphere for gatherings both intimate and grand. Upstairs, discover four spacious bedrooms and two elegant bathrooms, including a serene owner’s suite. A private guest suite with a Jack-and-Jill bath ensures comfort and flexibility for family and visitors alike. Modern luxury touches are found throughout, including LED bladeless ceiling fans with Bluetooth technology. The walkout lower level presents endless possibilities—already plumbed for an additional bathroom and ready to be transformed into a bespoke entertainment haven, fitness studio, or guest quarters. This exceptional home is more than a residence—it’s a lifestyle. Enjoy the exclusivity of being the first and only owner, complemented by access to the community’s resort-style pool and amenities. With its seamless blend of modern upgrades, timeless design, and an enchanting natural backdrop, this property is a rare offering that embodies luxury, privacy, and sophistication. Key Features: *Security System CCV surrounding house *Security Screen doors on all doors except the garage door *Ultimate privacy with natural greenspace on the right side of the property *5 bedrooms | 3 bathrooms | 3,056 sq. ft. *Sits on .49 acres in a private cul-de-sac (only house in the circle) *Expansive deck updated and spanning the length of the house (freshly stained this summer 2025) *Gas or wood-burning ignited fireplace *Formal dining room *Full House Water Softner System *UV Lights on the Heating/Cooling System (help with breathable air through filtration system) *New Stainless Steel Smart appliances *4 bedrooms and 2 bathrooms upstairs, including owner’s suite *Guest suite with Jack-and-Jill bath *Walkout basement plumbed for an additional bathroom *LED bladeless ceiling fans with Bluetooth technology *Community pool and amenities *First and only owner *Unfinished Basement ready for bathroom install
Source: FMLS #7655149
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.