129 Empress Tree Dr Leander, TX 78641
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About this home
Welcome to 129 Empress Tree Dr – Your Perfect Retreat in Larkspur! Tucked away on a peaceful cul-de-sac in the desirable Larkspur community of Leander, this meticulously maintained 4-bedroom, 2.5-bath home offers the perfect blend of style, comfort, and convenience. With 2,455 SQFT of thoughtfully designed living space, this home provides plenty of room for entertaining and everyday living. Step inside to an inviting open-concept floor plan featuring soaring ceilings, abundant natural light, and beautiful wood-look flooring. The spacious living room flows effortlessly into the dining area and gourmet kitchen, complete with an oversized granite island, stainless steel appliances, gas range, and ample cabinetry—perfect for gathering with family and friends. The primary suite is conveniently located on the first floor, offering a private retreat with dual vanity, walk-in shower and generous walk-in closet. Upstairs, you’ll find three additional bedrooms, a full bath, and a versatile loft area that can serve as a second living space, game room, or home office. Step outside to your backyard oasis! A major patio addition includes a concrete extension, custom stone fire pit, and a large covered pavilion with electrical outlets, string lights, and a ceiling fan—ideal for outdoor entertaining year-round. Located just minutes from H-E-B, shopping, dining, and the new Costco under construction, this home combines suburban tranquility with everyday convenience. Larkspur residents also enjoy access to an incredible array of amenities including two swimming pools (one recreational and one lap), a fitness center, basketball court, playgrounds, and scenic hike & bike trails.
Source: ACTRIS #7558301
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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