129 Lacey Oak Loop San Marcos, TX 78666
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About this home
Huge price improvement!! Charming Home in Sought-After Blanco Vista – Modern Comfort Meets Natural Beauty! Welcome to this beautifully maintained 3-bedroom, 2-bath home with an additional, versatile office/flex space, ideally located in the desirable Blanco Vista community. Step inside and discover a thoughtfully designed interior featuring luxury vinyl plank flooring, a serene living area, and panoramic views of the greenbelt and trails just beyond your backyard. The chef-inspired kitchen boasts a spacious quartz island, stainless steel appliances, tankless water heater, and an oversized pantry – perfect for entertaining or quiet family meals. The open-concept layout seamlessly connects the kitchen, dining, and living areas for effortless living. Retreat to the expansive primary suite with a charming bump-out wall, large windows overlooking the tranquil backyard oasis, and direct views of the lush greenbelt. Nature lovers will appreciate the mature trees, visiting songbirds, and peaceful outdoor ambiance. Located minutes from shopping, top-rated schools, Austin, and Bergstrom International Airport, this home offers the perfect balance of convenience and calm. Don’t miss your chance to own this slice of Hill Country paradise! Schedule your private showing today!
Source: ACTRIS #5299326
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.