129 Peletier Shores Dr Swansboro, NC 28584
Your savings
About this home
Price Reduced by $10K! Your Opportunity Just Got Bigger! TURN KEY AND FRESHLY PAINTED-Your Crystal Coast Home Awaits in Peletier Shores! Welcome to life in one of the area's most sought-after and family-friendly communities—Peletier Shores! This turn-key, freshly painted 4-bedroom, 2.5-bathroom home sits proudly on a .64 acre landscaped corner lot with a side garage, leading into a peaceful cul-de-sac, offering both privacy and charm. With over 2,100 square feet of inviting living space, it is built for comfort, with plenty of space to enjoy and entertain. Step inside and feel instantly at home—sunlight floods the open-concept layout with no carpet downstairs, showcasing upgraded finishes like granite countertops, a spacious kitchen with a coffee bar, a good size walk-in pantry, and stainless steel appliances. Upstairs, the primary suite is your private retreat with an en suite bathroom featuring dual vanities, a walk-in shower, and a walk-in closet with natural light. Three additional bedrooms, each with their own generous closets, offer plenty of space for family, guests, or home office needs. Step outside and embrace coastal Carolina living in your spacious and fenced backyard with a covered patio area—perfect for grilling, relaxing, or enjoying warm evenings. And for the outdoor enthusiast, Peletier Shores offers water access via a community boat ramp, kayak launch, and secure boat storage—all connecting you to Starkey Creek and the White Oak River. You're just minutes from the pristine Emerald Isle beaches, less than 15 minutes to historic Swansboro, and under 10 minutes to local shopping and daily conveniences. With easy commutes to Camp Lejeune and Cherry Point, and nestled in a golf-cart-friendly neighborhood, this home truly offers the best of both, lifestyle and location! ✨ Don't miss out—coastal luxury, comfort, and community come together right here. Schedule your tour today!
Source: NORTHCAROLINAREGIONAL #100514859
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.