129 Sentinel Ridge Ln Stafford, VA 22554
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About this home
The aerial pictures here showcase the privacy and peaceful living offered in this Poplar Hills estate home. This home has $158,075 in renovations. Here are some featured items: 3.8 acres on a wooded corner lot, total square footage: 6,068 total, and 5,761 finished on a quiet cul-de-sac. There is a gourmet kitchen with upgraded appliances (2025) and a breakfast nook, first floor office, a main circular staircase and second staircase leading directly to the kitchen. There is also a sunroom with UV protected surround windows, family room with a cathedral ceiling and UV protected windows, two gas fireplaces, 400 AMPS of electrical service with generator backup and subpanel, 3-car garage plus workspace, roof replacement with 50-year architectural shingles (2017), all hardwood on the main and 2nd floors, replacement (2017 and 2023) dual zone high efficiency upper and lower heat pumps maintained twice a year. The 75-gallon water heater was replaced in 2022. The rap around stamped concrete patio, pads and steps were added 2016-2017, other additions include the greenhouse and storage shed, 3 levels of upgraded decking, a complete water treatment system, 90% finished basement with a media room or optional 5th bedroom, exercise room, recreation room with a lounge nook, full bathroom, and storage room. This house is adjacent to a vacant lot. The interior was painted 5/25. The Virginia Railway Express Brooke Station is 2-miles from this home. The complete rundown of renovations and improvements are in the documents section.
Source: BRIGHT #VAST2038916
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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