1294 Delmita Dr Forney, TX 75126
Your savings
About this home
Built in 2021, this stunning modern home in the sought-after Travis Ranch Subdivision offers a perfect blend of style, comfort, and convenience. With 2,254 square feet of living space on a 4,600-square-foot lot, this two-story home features four bedrooms, two and a half bathrooms, and an attached two-car garage. The exterior showcases a beautiful combination of brick and modern stucco with a striking front entry design that sets the tone for what awaits inside. Step into a bright, open-concept layout filled with natural light and upgraded finishes throughout. The beautiful modern kitchen boasts upgraded cabinetry, a large single-basin sink, stainless steel appliances, and plenty of counter space, making it ideal for both everyday living and entertaining. Elegant design touches include 3-inch baseboards, custom wallpaper in the entry with decorative wall boxes, and accent walls in every room, all complemented by an upgraded lighting package that creates a warm, stylish ambiance. Upstairs, the spacious master suite offers a private retreat with a walk-in closet and a luxurious en suite bath. The bonus room provides a flexible space perfect for an office, playroom, or media area. The upgraded laundry room features floating shelves and custom cabinetry, while ample storage and closet space can be found throughout the home. Outside, enjoy a fully fenced backyard with a patio—perfect for gatherings, relaxation, or pets—along with a low-maintenance lot in a quiet, friendly neighborhood. The location is unbeatable, just a short walk from Costco and other nearby shopping conveniences. With new road developments underway, you’ll have easy access to Dallas, Terrell, and Mesquite. Residents also enjoy access to community amenities including a park and swimming pool, all within the highly rated Forney ISD.
Source: NTREIS #21089325
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.