12953 Hurricane Ln Fort Worth, TX 76244
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About this home
This is a home whose charm must be experienced firsthand! From the magnificent magnolia tree in the landscaped front yard to the pool and full outdoor kitchen in the back yard, prepare to be awed. To say this is a one-of-a-kind home is an understatement. As you walk through the house, watch for amazing attention to detail! Built-in makeup area in the master closet, open concept living space, warm and cozy! 3 beds, 2 baths, and that is where the similarities end. You won’t find a home anywhere close that has the landscaping this one does. Start with the stone out front, end with the hand-built outdoor kitchen and pool in the backyard! Unmatched. Full disclosure: There are a few listings nearby that have the same floor plan. I would challenge you to see them first, then visit this gem of a home. Located in the much-desired McPherson Ranch subdivision, enjoy quick access to shopping, DFW Airport, and freeways just minutes away! Schools? Northwest ISD, of course! This amazing home sits on an open-ended cul-de-sac. Walk out the front door onto a huge green space, which leads to a beautiful pond with water features. The community pool and basketball court are within walking distance. A few other additions - The spool has natural gas fire features with glass fire rock, natural gas patio heater, new 30-year roof (3 years old), new interior-exterior paint, additional 24 inches of insulation blown into the attic, and decked attic storage space. The list goes on! See the DOCS section of the MLS for a PDF flyer.
Source: NTREIS #20912989
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.