13 Jocelyn Dr Braselton, GA 30517
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About this home
?? $7,000 Buyer Incentive! ?? Seller is offering a $7,000 credit to buyer at closing — can be used for closing costs, interest rate buy-down, or improvements. Take advantage of this great opportunity! This beautiful 5BR/3BA home in Braselton is move-in ready and priced to sell. Welcome to your East facing dream home! Built in 2020 and boasting nearly 3,000 sq ft of modern living space, this beautifully maintained 5-bedroom, 3.5-bath residence offers the perfect blend of style, space, and functionality. Nestled on a desirable corner lot in a recently developed neighborhood, this home is ideal for families seeking comfort, versatility, and a thriving community. Step inside to discover an open-concept layout with contemporary finishes, spacious living areas, and plenty of natural light throughout. The sleek kitchen features modern cabinetry, stainless steel appliances, spacious countertops, and a generous island — perfect for entertaining. The spacious primary suite offers a relaxing retreat with a nice separate bath and shower and generous walk-in closet. Additional bedrooms provide ample space for guests, home offices, or play areas. One of the bedrooms is set up as a second master suite with a full bath. Enjoy outdoor living with a private backyard and community amenities, all set in a growing area known for its top-rated schools and unbeatable location. You're just minutes from Chateau Elan, Lake Lanier, the North Georgia Mountains, Athens, and Atlanta — with easy access to hospitals, shopping, dining, and major airports. Whether you're hosting, working from home, or simply unwinding, this spacious and stylish home offers everything you need and more. Don’t miss the chance to live in one of Braselton’s most desirable communities!
Source: FMLS #7641442
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.