130 Chiroc Rd Hendersonville, TN 37075
Your savings
About this home
*Sellers offering closing cost assistance or rate buy-down of up to $5,000 and $650 home warranty with acceptable offer*. Location, Location, Location!!! Motivated Seller!!! All reasonable offers considered! Indian Lake Peninsula within walking distance to Nanny Berry elementary, Ellis Middle and HHS ! Enjoy the perfect blend of comfort and convenience—Les than 1.5 miles from the future Hendersonville Heritage Park. Inside, you'll appreciate the stylish upgrades and thoughtful finishes—new flooring in the master bedroom and dining room, kitchen and sunroom. Fresh paint, water heater and roof installed in 2024 per previous owner. Let's not forget the laundry room with a large sink and plenty of storage. The 4 bedrooms and living room have newly refinished hardwood floors, new doors, new light fixtures and new closet doors. The kitchen shines with new granite countertops, new cabinets, new appliances. All bathrooms have been remodeled with new tiles, and new shower doors and vanities. Large heated and cooled Patio 12x26. Step outside to a large back yard where there are frequent deer visitors and plenty of space to add a pool. Best of all—no HOA! Located just minutes from Old Hickory Lake, this home offers peaceful living in a prime location. This home is all on one floor! The back patio has a handicap accessible ramp if needed and for your pet is a fenced in play area.
Source: REALTRACS #2958466
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.