130 Hamilton Lake Dr Lagrange, GA 30241
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About this home
Welcome to 130 Hamilton Lake Drive, a stunning home that blends comfort, style, and modern updates in the highly sought-after Rosemont School District. This home features a new roof (2023) and upstairs HVAC (2021), giving buyers peace of mind for years to come. Step inside to find a chef's kitchen with pantry, perfect for meal prep and entertaining, accented by an elegant arched openings into the dining area. The spacious living room boasts a cozy fireplace and soaring vaulted ceilings, creating a warm yet open atmosphere. The massive master suite on the MAIN LEVEL is a true retreat, complete with a private sitting area, tray ceilings, and a luxurious master bath with double vanities, soaking tub, step-in shower, and a walk-in closet that must be seen to be believed. Upstairs offers even more living space with a huge family/bonus room, plus three additional bedrooms and a full bath-perfect for family, friends or guests. Outdoor living is just as impressive, with a large fenced backyard, outbuilding, and plenty of room for entertaining, pets, or play. The two-car garage also includes an electric car charging plug, making this home future-ready. Located in a beautiful neighborhood, this property has the perfect balance of charm, function, and location. Don't miss the opportunity to make this your forever home!
Source: GAMLS #10606238
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.