130 Oak Meadows Dr Springtown, TX 76082
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About this home
Have you been searching for a move-in-ready home with room to breathe—without sacrificing modern finishes? Positioned on a full acre in the quiet Oak Meadows subdivision, this 3-bedroom, 2-bath property offers the balance of space, privacy, and functionality that’s hard to find in this price range. Built in 2021, the home features just under 1,800 square feet of efficient, single-story living—designed for comfort and practical use of space. Would it be helpful to own a home that doesn’t require costly upgrades or immediate repairs? Step inside to find an open-concept layout with clean lines, neutral tones, and durable flooring throughout. The kitchen is equipped with modern cabinetry, and stainless steel appliances—ready for both daily use and entertaining. The primary suite includes a walk-in closet and private bathroom, positioned for privacy on its own side of the home. Are you looking for outdoor space that allows you to work, build, or relax—on your own terms? The full acre lot gives you options: build a workshop, store equipment, add a pool, or simply enjoy the open space. With no HOA and plenty of elbow room, this property is well-suited for those who value independence and flexibility. Additional features include: Energy-efficient systems (built 2021) Dedicated laundry room Two Carports Screened in Front Porch Located outside city limits (lower taxes) If you're looking for a straightforward, low-maintenance home with land—and want to avoid the typical compromises—you’ll want to see this one in person. Now scheduling private showings.
Source: NTREIS #21025833
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.